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Structures Deliver Security to You and Your Clients

When everything is tallied up – the tax-free earnings, the guaranteed return, the competitive rates – security is the single most important benefit of a structured settlement. Security for your clients – knowing that money will always be there to meet their needs, and security for you – knowing that you maximized your clients’ settlement while ensuring sound, long-term fiscal management.

Consider the Alternatives

Your clients have choices when their claim or lawsuit is settled:

  • Lump-sum cash settlement
  • Periodic payments through a structured settlement annuity
  • Combination of cash and periodic payments through a structured settlement annuity or trust product

Clients who choose cash settlements assume the risks associated with their investments during both stable and volatile economic conditions. Injured people requiring lifetime care and support cannot afford to wait for their investments to recover when they need cash for medical or other emergencies. These are especially important considerations for cases involving children or those who are permanently incapacitated.

Safe From the Bulls and the Bears

The only way to ensure that your client will receive guaranteed, tax-free benefits is through a structured settlement annuity issued by a strong life insurance company. Here are several reasons why both you and your client can rest assured that these investments will be there regardless of the latest Wall Street ups and downs.

  • Ringler Associates only recommends annuities backed by the nation’s top-rated life insurance companies (review the list).
  • State insurance regulations protect policyholders by preventing insurers from making unsound investment choices.
  • Insurers are required to have reserves and statutory surpluses adequate to meet ongoing policy obligations.
  • Insurers are regularly audited by state insurance commissioners to ensure compliance with accounting standards and investment practices designed to provide fiscal stability.

Download this brochure for more about the financial protections built into these annuities.

Are Your Clients Asking the Right Questions?

It’s understandable that anyone receiving a large sum of money, especially following a life-changing event, would want to compare all the alternatives. Yes, structured settlement annuities do feature a competitive rate of return when compared to similar investment options. This is especially true when you consider that structured settlements are not subject to the fees or taxes that reduce the actual returns on other investments.

But rather than face the next 30 years or more fretting over investment decisions made today, your clients should really be asking the most important question of all: “Will this money be there when I need it?” The only guaranteed “yes” is with a structured settlement, the financial tool Congress created exclusively for injured people.

Working With You

Learn more about how we work with attorneys on a structured settlement. You may also be interested in how we structure attorney fees as well. And any time you would like to discuss the specifics of a structured settlement for your client, look up the Ringler consultant located nearest you.