Objective Settlement Consultants
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Joan L. Pagnano
195 Whiting Street, Suite 1A
Hingham, MA 02043

781-383-8310 (Office)
781-258-5630 (Mobile)

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I Enjoy Being a Ringler Consultant Because...

"…of the unique opportunity I have to secure a guaranteed financial future to injured individuals."


Joan began her career with Ringler in 1983, assisting in the establishment of the Boston office. In 1996, she became a Consultant heading up an additional Ringler office in the Boston metropolitan area and holds over 35 years of experience.

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As a member of Ringler, Joan assists in all phases of the negotiation process, designs and presents structured settlement proposals, obtains competitive annuity quotes, assists in the preparation of all closing documents and provides on-site training.

Before joining Ringler, Joan served as the assistant to the Chairman of the Board of the Boston Stock Exchange.


  • General Liability
  • Medical Malpractice
  • Workers’ Compensation
  • Medicare Set-Asides
  • Federal Government & Employment Litigation


  • National Structured Settlements Trade Association (NSSTA)
  • The Commonwealth Institute
  • Council on Litigation Management (CLM)
  • Boston Association of Claims Executives

Joan on Long-term, Customized Benefits

Joan talks about how the long-term customization of a structured settlement provides significant benefits to the injured person.

Joan on Ringler Radio

Merrimack Valley Gas Explosions

RSD Litigation and the Physical Impact on the Client

Inside Essure Litigation

Swimming Pool Lawsuits

The Economic Impact on the Insurance Industry

MSA Update (2009)

Case Resolution

Medicare Set Asides & New CMS Rules


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