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Ringler Blog

Redefining Success After Catastrophic Injury

The life that comes after a catastrophic injury is not the end of the story. Recovery is not linear. Some days are harder than others, even years later. The question of “what now” does not get answered all at once. It gets answered slowly, through small decisions, quiet progress, and unexpected moments. Read more.


What the John Oliver Segment on Structured Settlements Is Really Saying

A recent segment on John Oliver’s Last Week Tonight targets factoring companies that buy structured settlement payments, not structured settlements themselves. Factoring is an industry built on persuading settlement recipients to sell those payments, often at a steep loss. Read more.


Lump Sum or Structured Settlement? How to Decide What’s Right for You

When a personal injury case settles, one decision carries long-term financial consequences. Understanding how you’ll manage your settlement funds—whether as a lump sum or through structured payments—shapes your security for decades. Read more.


Understanding Structured Installment Sales: A Financial Strategy for Buying and Selling Your Small Business

A structured installment sale allows sellers to spread taxable income over multiple years rather than recognizing it all at closing. This approach can provide predictable income, greater stability during transition years, and alignment between your cash flow and your tax obligations. Read more.


What Happens to My Structured Settlement if I Pass Away?

Structured settlements are designed to provide long-term financial stability, especially after a major life event such as a personal injury settlement or workers’ compensation case. But a question that often comes up is: What happens to those payments if I pass away? Read more.