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Medicare & Medicaid

Protect Your Interests

Are you settling a workers’ compensation or liability claim that involves future medical expenses? Are you receiving government benefits such as Medicaid or SSI (Supplemental Security Income)? You should be aware of how your settlement could be impacted by Medicare or Medicaid laws.

Ringler® consultant works with you and your attorney or the insurance company to design a structured settlement plan that may protect your benefits and could make a significant difference in how much money you have to meet long-term expenses. Performing this due diligence now can prevent mistakes that could make a life-changing difference later. Here’s a quick summary with links to more information:

Don’t Forfeit Government Benefits You Have Coming

Settlements give you financial resources to help manage the life-changing consequences of injury. But unless you consider how your settlement might impact the government benefits you could receive – before settlement or distribution – you may inadvertently disqualify yourself from other resources including Medicaid and Supplemental Security Income (SSI). Contact a Ringler® consultant to make a complex situation simpler and to find out how you can maintain your government benefits through the use of a special needs trust and a structured settlement. This is where the objectivity and expertise of a Ringler advisor counts for you.

Learn more… (see Medicaid Benefits below)

Medicare Laws Require Set-Asides in Certain Cases

In workers’ compensation and third-party claims, you are required to consider Medicare’s interests when settling past, present or future medical expenses. Failure to do so could jeopardize current or future Medicare benefits, or worse yet, expose you to stiff fines or penalties. Contact the settlement advisors at Ringler to discuss how you can fulfill this obligation with a Medicare Set-Aside (MSA) and/or a structured settlement. We cover all the bases!

Read more…(See Medicare Set-Asides below)